10 Soluciones de Pago B2B para 2026

Stripe offers a flexible payment platform designed for businesses that need to accept card payments from customers around the world. It’s a strong fit for ecommerce brands, SaaS companies, and B2B marketplaces looking to manage complex payment flows and support multiple currencies. Stripe stands out for its developer-friendly APIs and wide range of integrations, making it easier to customize payment experiences and automate financial operations.

Why I Picked Stripe

For B2B businesses that need to accept secure payments from clients across different countries, Stripe’s global reach is hard to match. I picked Stripe because it supports over 135 currencies and offers built-in tools for handling international cards, recurring billing, and multi-party payments. Its advanced fraud detection and customizable checkout options help businesses manage risk and tailor payment flows to their needs. These features make Stripe a strong choice for companies prioritizing global card payment acceptance in their B2B transactions.

Stripe Key Features

Some other features in Stripe that are especially useful for B2B payment workflows include:

• Customizable invoicing tools: Generate, send, and manage branded invoices directly from the Stripe dashboard.
• Automated reconciliation: Match incoming payments to outstanding invoices and update records automatically.
• Payment links: Create secure, shareable payment links for one-time or recurring B2B transactions without coding.
• Role-based access controls: Assign permissions to team members based on their responsibilities within your organization.

Stripe Integrations

Integrations include Shopify, WooCommerce, Salesforce, Xero, QuickBooks, Oracle NetSuite, HubSpot, and BigCommerce.

MineralTree is designed for mid-sized businesses that want to automate accounts payable without overhauling their existing systems. It’s a strong fit for finance teams looking to manage invoice capture, approval workflows, and payments in one place. MineralTree stands out for its ability to connect with popular ERPs and banks, helping you automate payments while maintaining control and visibility.

Why I Picked MineralTree

For mid-market companies that need to automate payment processes without the complexity of enterprise systems, MineralTree offers a focused solution. I picked MineralTree because it streamlines invoice capture, approval, and payment execution in a single workflow, which is especially valuable for finance teams managing growing transaction volumes. The platform’s ability to automate payment runs across ACH, virtual cards, and checks helps reduce manual work and payment errors. MineralTree’s controls and audit trails also support compliance needs, making it a practical choice for businesses that want automation with oversight.

MineralTree Key Features

Some other features that make MineralTree appealing for B2B payment automation include:

• Multi-entity support: Lets you manage payments and workflows across multiple business units or subsidiaries from a single platform.
• Vendor onboarding tools: Provides a secure portal for vendors to submit payment details and required documentation.
• Payment status tracking: Offers real-time visibility into payment progress and remittance delivery.
• Fraud detection controls: Includes configurable rules and alerts to help identify and prevent suspicious payment activity.

MineralTree Integrations

Integrations include QuickBooks, Oracle NetSuite, Sage Intacct, Microsoft Dynamics, and Oracle.

AvidXchange is built for businesses that want to automate accounts payable processes and reduce manual invoice handling. It’s especially useful for finance teams in industries like real estate, construction, and healthcare that manage high invoice volumes and complex approval workflows. With features for electronic invoice capture, automated approvals, and digital payments, AvidXchange helps you gain more control and visibility over your payables.

Why I Picked AvidXchange

What sets AvidXchange apart is its focus on automating the entire accounts payable process for businesses handling large volumes of invoices. The platform digitizes invoice capture and approval workflows, which helps reduce manual data entry and the risk of errors. I like that AvidXchange also supports electronic payments to suppliers, making it easier to manage and track outgoing payments. These features make it a strong fit for finance teams that want to modernize and control their B2B payment operations.

AvidXchange Key Features

Some other features that make AvidXchange valuable for B2B payment workflows include:

• Supplier management portal: Lets suppliers submit invoices, check payment status, and update their information online.
• Custom approval routing: Allows you to set up multi-level approval workflows based on your organization’s policies.
• Audit trail reporting: Tracks every action taken on invoices and payments for compliance and transparency.
• ERP system integrations: Connects with popular ERP and accounting platforms to sync financial data automatically.

AvidXchange Integrations

Integrations include QuickBooks, Sage, Oracle NetSuite, Microsoft Dynamics, Rent Manager, MRI Software, and Acumatica.

Adyen offers a unified payments platform that connects in-person, online, and mobile transactions for retailers and ecommerce businesses. It’s especially useful for companies that want to manage global payments, reduce reconciliation headaches, and deliver consistent customer experiences across every channel. Adyen’s single system approach helps businesses simplify settlement, reporting, and compliance for omnichannel commerce.

Why I Picked Adyen

What drew me to Adyen is its ability to unify payments across in-store, online, and mobile channels, which is essential for businesses managing omnichannel transactions. Adyen’s platform lets you process payments from multiple channels in a single system, so you can reconcile and report on all transactions without juggling separate tools. I appreciate that Adyen supports a wide range of payment methods and currencies, making it easier for global businesses to serve customers wherever they shop. For teams focused on delivering a consistent payment experience and simplifying back-office operations, Adyen offers a truly unified solution.

Adyen Key Features

Some other features that make Adyen valuable for B2B payment workflows include:

• Risk management engine: Uses machine learning to detect and block fraudulent transactions in real time.
• Customizable payment flows: Lets you tailor checkout and payment processes to match your business needs.
• Automated chargeback handling: Manages dispute processes and documentation directly within the platform.
• Detailed settlement reporting: Provides granular breakdowns of transactions, fees, and payouts for accounting teams.

Adyen Integrations

Integrations include Salesforce Commerce Cloud, Adobe Commerce, SAP Commerce Cloud, BigCommerce, Oracle, and Oracle.

Flywire specializes in cross-border payment processing, making it a strong fit for businesses and institutions handling international transactions. It’s designed for organizations in sectors like education, healthcare, and travel that need to collect payments from clients or partners in multiple countries. Flywire helps you manage currency exchange, local payment methods, and regulatory compliance, reducing friction in global B2B payments.

Why I Picked Flywire

For businesses that need to process payments across borders, Flywire stands out for its ability to handle complex international transactions. The platform supports payments in multiple currencies and offers local payment options, which helps reduce barriers for global clients and partners. I appreciate that Flywire also manages compliance with international regulations and provides real-time tracking for both senders and receivers. These features make it a strong choice for organizations that want to simplify and secure their cross-border B2B payment workflows.

Flywire Key Features

Some other features that make Flywire useful for B2B payment workflows include:

• Automated invoice generation: Creates and sends invoices to clients directly from the platform.
• Payment plan management: Lets you set up and manage installment payment schedules for customers.
• Multi-language support: Offers payment interfaces and communications in several languages for global users.
• Custom branding options: Allows you to add your company’s logo and colors to payment pages and communications.

Flywire Integrations

Integrations include Workday, Oracle NetSuite, Ellucian, Epic, Cerner, and Destiny One.

If your business needs to speed up cash application and reduce manual matching, HighRadius offers an AI-powered solution designed for finance and accounts receivable teams. It’s especially useful for companies dealing with high transaction volumes, complex remittance formats, and multiple payment channels. HighRadius uses machine learning to automate payment matching, helping you cut down on unapplied cash and improve reconciliation accuracy.

Why I Picked HighRadius

What drew me to HighRadius is its use of AI to automate the cash application process, which is a major challenge for many B2B finance teams. The platform uses machine learning to match payments with open invoices, even when remittance data comes in different formats or through multiple channels. I appreciate that HighRadius can also handle exceptions and short payments automatically, reducing the need for manual intervention. These capabilities make it a strong choice for businesses that want to accelerate cash flow and improve payment reconciliation accuracy.

HighRadius Key Features

Some other features that make HighRadius useful for B2B payment operations include:

• Automated bank statement aggregation: Collects and reconciles bank statement data from multiple accounts in one place.
• Customer self-service portal: Lets customers view invoices, make payments, and track their account status online.
• Real-time dashboard analytics: Provides visual insights into payment status, unapplied cash, and exception trends.
• ERP system integrations: Connects with major ERP platforms to sync payment and receivables data automatically.

HighRadius Integrations

Integrations include SAP, Oracle NetSuite, Microsoft Dynamics, Sage Intacct, and Workday.

If your business handles payments across multiple countries and currencies, Worldpay is designed to help you manage complex settlements. It’s a strong fit for ecommerce retailers, global brands, and finance teams that need to accept, process, and settle payments in many currencies. Worldpay stands out for its ability to support multi-currency settlement, helping you reduce conversion costs and simplify reconciliation.

Why I Picked Worldpay

What makes Worldpay a strong choice for B2B payment solutions is its focus on multi-currency settlement, which is essential for businesses operating internationally. Worldpay lets you accept payments in a wide range of currencies and settle funds in your preferred currency, reducing the need for manual conversions and minimizing foreign exchange risk. I appreciate that the platform provides detailed reporting on cross-border transactions, making reconciliation and compliance easier for finance teams. For companies with global customers or suppliers, Worldpay’s multi-currency capabilities help simplify complex payment flows.

Worldpay Key Features

Some other features that make Worldpay appealing for B2B payment solutions include:

• Fraud detection tools: Uses machine learning and real-time monitoring to help identify and block suspicious transactions.
• Recurring billing support: Lets you set up and manage automated recurring payments for subscription-based services.
• Customizable payment pages: Allows you to design branded checkout experiences that match your business’s look and feel.
• Chargeback management: Provides tools to track, respond to, and resolve chargebacks directly within the platform.

Worldpay Integrations

Integrations include SAP Commerce Cloud, Oracle, WooCommerce, BigCommerce, QuickBooks, and Xero.

Bill.com is built for finance teams and business owners who want to automate and simplify their accounts payable and receivable processes. The platform is especially useful for companies managing high invoice volumes or complex approval workflows across multiple departments. Bill.com stands out for its ability to connect with popular accounting systems and automate invoice capture, routing, and payments, helping businesses reduce manual processes and payment errors.

Why I Picked Bill.com

Automating invoice workflows is a top priority for many B2B finance teams, and Bill.com is purpose-built for this need. I picked Bill.com because it uses AI-driven data capture to extract invoice details and route them for approval, reducing manual entry and errors. The platform also lets you set up custom approval chains, so invoices move through the right people before payment. These features make Bill.com a strong fit for businesses that want to control their invoice processing from end to end.

Bill.com Key Features

Some other features in Bill.com that are valuable for B2B payment operations include:

• Two-way sync with accounting software: Connects directly with platforms like QuickBooks, Xero, and NetSuite to keep financial data updated.
• International payments support: Sends payments to vendors in multiple countries and currencies.
• Audit trail tracking: Maintains a detailed log of all invoice and payment activities for compliance and transparency.
• Mobile app access: Lets users review, approve, and pay invoices from their mobile devices.

Bill.com Integrations

Integrations include QuickBooks, Xero, Oracle NetSuite, Sage Intacct, Microsoft Dynamics 365, and Intuit.

Corcentric brings together procurement and payment processes in a single platform designed for finance and procurement teams managing complex supplier networks. This solution is especially useful for organizations that want to automate supplier payments, improve spend visibility, and reduce manual reconciliation. Corcentric’s integrated approach helps businesses control costs and streamline the entire source-to-pay cycle.

Why I Picked Corcentric

Corcentric stands out for its ability to unify procurement and payment workflows, which is essential for businesses looking to manage supplier payments within a single system. I picked Corcentric because it automates invoice processing and payment execution, reducing manual intervention and the risk of errors. The platform also offers real-time spend analytics, giving finance and procurement teams better control over cash flow and supplier relationships. For organizations aiming to connect procurement and payment processes, Corcentric delivers a focused solution.

Corcentric Key Features

Some other features that make Corcentric appealing for B2B payment workflows include:

• Supplier onboarding tools: Streamlines the process of adding and verifying new suppliers.
• Custom approval workflows: Lets you configure multi-level approvals for payment and procurement actions.
• Document management: Centralizes contracts, invoices, and supporting documents for easy access.
• ERP integration capabilities: Connects with leading ERP systems to sync procurement and payment data.

Corcentric Integrations

Integrations include SAP, Oracle, Microsoft Dynamics, Oracle NetSuite, and Coupa.

Rillion is built for businesses that need to simplify and control invoice approval workflows. It’s especially useful for accounts payable teams in organizations with complex approval chains or high invoice volumes. Rillion stands out by letting you automate routing, approvals, and exception handling, helping you reduce manual touchpoints and speed up payment cycles.

Why I Picked Rillion

What drew me to Rillion is its focus on automating and managing invoice approval workflows for accounts payable teams. Rillion lets you set up custom approval chains, so invoices are automatically routed to the right people based on your business rules. I appreciate how the platform handles exceptions and flags discrepancies, which helps reduce bottlenecks and errors. For businesses that need to keep tight control over invoice approvals before payments go out, Rillion offers a clear, auditable process.

Rillion Key Features

In addition to its approval workflow automation, I also found these features worth noting:

• Invoice data capture: Uses OCR and AI to extract key invoice details automatically.
• Purchase order matching: Matches invoices to purchase orders and receipts to help prevent overpayments.
• Audit trail: Maintains a detailed log of all actions taken on each invoice for compliance.
• Mobile approvals: Lets users review and approve invoices from mobile devices.

Rillion Integrations

Integrations include Microsoft Dynamics 365, Oracle NetSuite, Sage, SAP Business One, Visma, and Workday.