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The Top 10 ACH Payment Processing Software to Choose

Here’s the leaderboard right at the top here. Our picks for the best ACH payment processing software and ideal use cases:

ACH payment processing software automates bank transfers, reduces transaction fees, and accelerates funding to keep your cash flow steady. It solves slow direct deposits, manual check processing, and hidden ACH network fees that hold up working capital.

With over a decade in retail and ecommerce and hundreds of payment tools reviewed, I know which platforms deliver reliable ACH transfers, same-day ACH, and automated clearing house compliance. 

You’ll see how each solution handles recurring payments, eChecks, and batch processing without surprise processing fees.

In this guide, we’ll score each payment processor on real-time notifications, integration with QuickBooks or your bank’s API, and overall cost-effectiveness. 

You’ll get straight-talk insights on routing number setup, NACHA rules, and which tools let you accept ACH alongside credit card and wire transfers.

Why Trust Our Software Reviews

We’ve been testing and reviewing retail and ecommerce software since 2021. 

As retail experts ourselves, we know how critical and difficult it is to make the right decision when selecting software. We invest in deep research to help our audience make better software purchasing decisions.

We’ve tested more than 2,000 tools for different retail management use cases and written over 1,000 comprehensive software reviews. Learn how we stay transparent and check out our software review methodology.

Comparing the Best ACH Payment Processing Software, Side-by-Side

This chart summarizes pricing plans, transaction fees, and key features—like same-day ACH, batch transfers, and eCheck support—so you can compare API integrations, bank account connections, and NACHA-compliant workflows at a glance.

The 10 Best ACH Payment Processing Software, Reviewed

These reviews evaluate each processor on cost-effectiveness, ACH network reliability, and integration with QuickBooks, Stripe, or your bank’s API, with hard-hitting pros, cons, and best-use scenarios for small businesses, high-volume merchants, and non-profits.

Best for ACH invoicing & cash flow

  • 30-day free trial
  • Free plan available plus 2.6% + 15¢ per transaction
Visit Website
Rating: 4.9/5

Square is an all-in-one platform that helps businesses accept ACH payments alongside other methods, while also offering tools for sales, team management, and cash flow. It’s designed for businesses that want both payment processing and operational support in one solution.

Why I Picked Square: I picked Square because it combines ACH payment processing with broader business management features. You can use it to send invoices and accept ACH transfers at lower costs than credit cards, which may help reduce transaction expenses. Square also gives you built-in tools for monitoring cash flow and tracking orders, making it easier to manage finances and operations together. This makes it a strong choice if you want ACH capabilities that fit neatly into an existing payment ecosystem.

Standout Features & Integrations

Features include invoicing with ACH payment options, integrated banking services that support fast deposits, and analytics dashboards for tracking sales performance. These tools give you better visibility into your transactions and financial health.

Integrations include Wave, Discord, MailerLite, QuickBooks Online, Zoho CRM, Mailchimp, Google Sheets, Shopify, WooCommerce, Slack, Zoom, and Hubspot.

Pros and cons

Pros:

  • Useful analytics dashboard
  • Strong banking integration
  • Supports ACH invoicing

Cons:

  • Higher fees for cards
  • Limited advanced reporting

New Product Updates from Square

October 26 2025
Square Expands Financial Tools and Bitcoin Features

Square has introduced enhanced accounting tools and expanded Bitcoin capabilities, helping sellers gain better financial visibility and flexibility. These updates make it easier to track every transaction and diversify savings. For more information, visit Square's official site.

Best for same-day ACH payments

  • Free plan available
  • From $25/month
Visit Website
Rating: 5/5

Slash is a financial technology platform built for businesses that process ACH payments regularly. It offers integrated banking, treasury, and expense management tools, along with free domestic wires and same-day ACH transfers for Pro users. By consolidating ACH transactions and banking in one place, Slash helps you manage high payment volumes without added complexity or cost.

Why I Picked Slash: I picked Slash because it’s designed for teams that handle frequent ACH transactions and need dependable, low-cost transfers. Free domestic wires and ACH payments on the Pro plan make it ideal for companies with steady payment cycles. I also appreciate its same-day ACH support, which can keep your cash flow moving smoothly. Plus, with enhanced FDIC insurance and strong authentication controls, you can handle large transaction volumes securely.

Standout Features & Integrations

Features include real-time analytics to monitor payment activity, virtual accounts for managing multiple entities, and developer-friendly APIs for customizing ACH workflows. These features help you automate repetitive transfers and keep your accounts organized.

Integrations include QuickBooks, Zoho, NetSuite, Xero, Plaid, and Yodlee.

Pros and cons

Pros:

  • Strong account security measures
  • Free domestic wires for Pro
  • Supports same-day ACH transfers

Cons:

  • Some tools gated by plan
  • Limited customer support hours

Best for accounting integration

  • 30-day free trial
  • From $19/user/month (billed monthly)

QuickBooks is a financial management software designed for small to medium-sized businesses, offering solutions for accounting, invoicing, and payment processing. It simplifies financial tasks by providing tools to manage your business's finances in one place. 

Why I picked QuickBooks: It provides excellent integration capabilities with accounting functions, making it a top choice for businesses looking to streamline their financial processes. The platform allows you to accept payments directly into your accounting software, improving efficiency. Its invoicing features help you manage bills and payments seamlessly. These capabilities ensure your financial operations are organized and efficient.

Standout features & integrations:

Features include automated invoicing, which allows you to send and track invoices with ease. The platform also offers expense tracking, helping you monitor your business expenses efficiently. Additionally, it provides cash flow management tools to give you insights into your financial health.

Integrations include PayPal, Shopify, Square, Etsy, Amazon, eBay, Stripe, WooCommerce, BigCommerce, and Salesforce.

Pros and cons

Pros:

  • Ideal for small businesses
  • Cash flow management
  • Efficient expense tracking
  • Automated invoicing

Cons:

  • Slow support
  • Syncing issues
  • Steep learning curve

Best for automating payment processes

  • Free demo available
  • From $440/month
Visit Website
Rating: 4.4/5

AvidXchange is a payment automation software designed for businesses seeking to enhance their accounts payable processes. It primarily serves industries like real estate, healthcare, and education by automating invoices and managing spends efficiently. 

Why I picked AvidXchange: It automates accounts payable tasks, making it easier for your team to handle invoices and purchase orders. This tool stands out by integrating with popular accounting systems like QuickBooks and Oracle NetSuite. Features like invoice automation and spend management contribute to its reputation for streamlining payment processes. You can focus on core business activities while AvidXchange handles the tedious payment tasks.

Standout features & integrations:

Features include invoice automation, which reduces manual data entry, and purchase order automation, which helps in tracking and managing orders. Spend management is another valuable feature, allowing you to keep an eye on expenses and budgets. These tools collectively minimize the risk of errors and enhance efficiency in financial processes.

Integrations include Oracle NetSuite, QuickBooks, Microsoft, Sage, and more.

Pros and cons

Pros:

  • Reduces paperwork
  • Efficient invoice entry
  • Intuitive interface
  • Easy onboarding

Cons:

  • Payment holds
  • Delays in processing
  • Poor customer support

Best for multi-location businesses

  • Free demo available
  • From $25/month

Elavon is a payment processing platform that serves a diverse range of industries, including retail and healthcare, with a focus on ACH and ECS payment solutions. It offers services like electronic check conversion and ACH-eCheck, improving payment efficiency and reducing handling costs. 

Why I picked Elavon: It's tailored for multi-location businesses needing consistent payment processing across sites. The platform's electronic check service converts physical checks into electronic transactions, reducing manual handling. ACH-eCheck provides a reliable alternative to card payments, enhancing cash flow. These features collectively make it suitable for businesses aiming to improve efficiency and reduce costs.

Standout features & integrations:

Features include electronic check conversion, which helps streamline check processing. The ACH-eCheck option allows for direct payments using bank account information. Risk management tools are also available to help minimize transaction-related risks.

Integrations include QuickBooks, Sage, Microsoft Dynamics, SAP, Oracle, NetSuite, Salesforce, WooCommerce, Shopify, and Magento.

Pros and cons

Pros:

  • Enhances cash flow
  • Supports bank payments
  • Reduces manual handling
  • Efficient check conversion

Cons:

  • Requires tech expertise
  • Slow customer support
  • Complex setup process

Best for small to medium enterprises

  • Free demo available
  • From $17/month

Rotessa is an ACH payment processing solution tailored for small to medium enterprises, providing an efficient way to manage recurring payments. It supports businesses by automating payment collections directly from customers' bank accounts. 

Why I picked Rotessa: It simplifies the recurring payment process, making it ideal for businesses with regular billing needs. The platform allows you to customize payment schedules, ensuring flexibility for your clients. Its user-friendly interface makes it easy to manage transactions without technical expertise. These features help you maintain consistent cash flow and reduce administrative burdens.

Standout features & integrations:

Features include customizable payment schedules, which allow you to set up recurring billing according to your business needs. The platform provides detailed transaction reporting, giving you insights into payment statuses and trends. Additionally, it offers a user-friendly dashboard for managing all your payment activities efficiently.

Integrations include QuickBooks, Xero, FreshBooks, Sage, Zoho Books, Wave, Kashoo, and NetSuite.

Pros and cons

Pros:

  • Good for small businesses
  • Reduces administrative tasks
  • Reliable recurring payments
  • Easy to use

Cons:

  • Basic reporting tools
  • Unsuitable for enterprises
  • May require manual setup

Best for retail and hospitality

  • Free trial available through partners
  • Pricing upon request

Paysafe is a payment processing platform tailored for the retail and hospitality sectors, offering solutions for credit card processing, ACH transactions, and fraud prevention. It serves businesses by facilitating smooth transactions and providing security features to protect against fraud. 

Why I picked Paysafe: It offers specialized services for the retail and hospitality sectors, focusing on secure and efficient transaction handling. The platform provides features like multi-currency processing, which is essential for businesses dealing with international clients. Its fraud detection tools ensure your transactions are secure, reducing the risk of financial losses. These capabilities make it a reliable choice for businesses in these industries.

Standout features & integrations:

Features include multi-currency processing, which allows you to handle transactions in various currencies without hassle. The platform offers detailed reporting tools, helping you track and analyze your transaction data. Additionally, it provides fraud management solutions to protect your business from potential threats.

Integrations include Shopify, Magento, WooCommerce, Salesforce, QuickBooks, Xero, Oracle, SAP, Microsoft Dynamics, and NetSuite.

Pros and cons

Pros:

  • Detailed transaction reports
  • Multiple payment types
  • Retail-friendly
  • Handles multiple currencies

Cons:

  • Regional limitations
  • Slow support
  • Complex initial setup

Best for low transaction fees

  • Free demo available
  • From $14.95/month

National Processing is an ACH payment processing solution designed for businesses that need cost-effective transaction handling. It primarily serves small to medium-sized enterprises by providing efficient and affordable payment options. 

Why I picked National Processing: It offers some of the lowest transaction fees available, making it a budget-friendly option for businesses. The platform supports a variety of payment types, including credit cards and ACH transactions. Its straightforward pricing structure ensures transparency, so you know exactly what you're paying for. These features help you manage costs while maintaining efficient payment processing.

Standout features & integrations:

Features include next-day funding, which ensures quick access to your funds. The platform also offers detailed reporting tools, giving you insights into your transaction history. Additionally, it provides fraud prevention measures, helping to safeguard your business.

Integrations include QuickBooks, Shopify, WooCommerce, BigCommerce, Magento, Salesforce, NetSuite, Xero, FreshBooks, and Sage.

Pros and cons

Pros:

  • Effective fraud prevention
  • Multiple payment types
  • Quick access to funds
  • Low transaction fees

Cons:

  • Basic interface design
  • Slow customer support
  • Limited advanced features

Best for omnichannel payment solutions

  • Free demo available
  • From £17.95 to £49.99/month

Worldpay is a payment processing platform designed for businesses that need comprehensive omnichannel solutions. It caters to industries like retail, hospitality, and ecommerce by integrating various payment methods into a single platform. 

Why I picked Worldpay: Its omnichannel capabilities make it ideal for businesses looking to unify their payment processes across different channels. The platform supports multiple payment types, including credit cards, mobile payments, and ACH transactions. Real-time analytics provide insights into sales and customer behavior, which can help you make informed decisions. These features collectively enhance the efficiency and flexibility of your payment operations.

Standout features & integrations:

Features include real-time analytics that offer insights into sales and customer trends. The platform supports a variety of payment methods, making it versatile for different business needs. Additionally, fraud protection tools are available to help secure your transactions and protect your business.

Integrations include Shopify, Magento, WooCommerce, Salesforce, QuickBooks, Xero, Oracle, SAP, Microsoft Dynamics, and NetSuite.

Pros and cons

Pros:

  • Unifies payment processes
  • Fits various needs
  • Real-time sales analytics
  • Reliable fraud protection

Cons:

  • Requires technical expertise
  • Support may vary
  • Customization is limited

Best for small business transactions

  • Free demo available
  • From $25/month (2.9% + 30¢ per transaction)

Authorize.Net is a payment gateway service that caters to small businesses needing efficient transaction handling. It supports various payment methods, including credit cards and eChecks, and offers tools for fraud detection and recurring billing. 

Why I picked Authorize.Net: It effectively supports small businesses by providing a reliable platform for handling daily transactions. Features like fraud protection and recurring billing are particularly beneficial for businesses with a steady flow of transactions. The platform's ability to accept multiple payment types, including eChecks, makes it versatile. Its straightforward setup and user-friendly interface further enhance its appeal to small business owners.

Standout features & integrations:

Features include fraud detection tools that help secure your transactions. Recurring billing is available, which is ideal for subscription-based businesses. The platform also supports digital invoicing, making it easier for you to manage payments and records.

Integrations include QuickBooks, Xero, Zoho, Shopify, WooCommerce, Magento, BigCommerce, Salesforce, and Squarespace.

Pros and cons

Pros:

  • Strong customer service
  • Recurring billing available
  • Good fraud protection
  • Easy setup process

Cons:

  • No cryptocurrency support
  • Occasional technical issues
  • Few customization options

Other ACH Payment Processing Software

Here are some additional ACH payment processing software options that didn’t make it onto my shortlist, but are still worth checking out:

  1. PaymentCloud

    For high-risk industries

  2. Global Payments

    For international transactions

  3. Dwolla

    For ACH API integrations

  4. GoCardless

    For recurring payments

  5. Stripe

    For developer-friendly APIs

  6. EBizCharge

    For ERP integrations

  7. Swipesum

    For payment consulting

  8. Melio

    For small business payments

  9. Chargebee

    For subscription billing

  10. Helcim

    For transparent pricing

  11. Payment Depot

    For wholesale rates

  12. Payline Data

    For flexible payment solutions

  13. Merchant One

    For personalized customer service

  14. Airwallex

    For global business payments

  15. NMI

    For payment gateway services

  16. Bill.com

    For accounts payable automation

  17. FIS

    For omnichannel retail solutions

  18. Stax Payments

    For flat-rate pricing

  19. PaySimple

    For service-based businesses

Our Selection Criteria for ACH Payment Processing Software

Below are the benchmarks we used to score each platform on its ability to handle your payments without drama.

Core functionality (25% of total score)

We looked at what the software must nail to handle daily operations.

  • Process ACH transactions efficiently. Handle batch transfers, same-day ACH, and one-time payments without delays.
  • Secure payment processing. Meet NACHA requirements, encrypt account numbers and routing numbers, and guard against fraud.
  • Recurring billing options. Support customizable schedules, automated retries, and eCheck collections.
  • Account verification. Instant bank account confirmation to reduce failed ACH debit attempts.
  • Transaction reporting. Real-time dashboards and detailed logs for seamless reconciliation.

Additional standout features (25% of total score)

We flagged the extras that can push your operations over the finish line.

  • Real-time payment tracking. Instant notifications on ACH transfers, eChecks, and cash-flow updates.
  • Multi-currency support. Process international ACH, wire transfers, and currency conversions.
  • Advanced fraud detection. Identify suspicious transactions and minimize chargebacks.
  • Integration with accounting software. Sync seamlessly with QuickBooks, Stripe, or your bank’s API.
  • Customizable payment schedules. Dial in batch dates, payment windows, and settlement timing.

Usability (10% of total score)

Because no one has time for clunky interfaces.

  • Intuitive interface. Minimal clicks to set up ACH batches, eChecks, and direct deposits.
  • Clear navigation. Find NACHA-compliant settings and routing number fields in seconds.
  • Responsive design. Works smoothly on desktop and mobile for in-person and remote operations.

Onboarding (10% of total score)

First impressions matter when you’re under the gun.

  • Training resources. Comprehensive videos, guides, and documentation on ACH and NACHA rules.
  • Interactive onboarding. Guided product tours and templates for bank account connections.
  • Dedicated setup support. Accessible reps to confirm routing and account number configurations.

Customer support (10% of total score)

When things go sideways, you want experts on speed dial.

  • 24/7 availability. Around-the-clock help for ACH holds, returns, and transaction errors.
  • Multiple support channels. Phone, email, and live chat to suit your workflow.
  • Knowledgeable reps. Specialists fluent in ACH procedures and NACHA guidelines.
  • Quick response times. Fast resolutions to keep payments moving.

Value for money (10% of total score)

Because zero transaction fees don’t cover surprise monthly charges.

  • Transparent pricing. No hidden ACH network fees, account maintenance, or API surcharges.
  • Competitive transaction fees. Low per-transaction or percentage rates that fit your volume.
  • Flexible plans. Options for small businesses, high-volume merchants, and nonprofits.
  • Annual billing discounts. Lower rates when you commit to a year upfront.

Customer reviews (10% of total score)

Real feedback from people in the trenches.

  • Overall satisfaction ratings. Strong scores for uptime, reliability, and feature sets.
  • Commonly praised features. Frequent wins in eCheck support, real-time alerts, and integration ease.
  • Reported issues. Patterns in complaints—slow same-day ACH or unclear billing.
  • Support responsiveness. High marks for quick fixes on holds, declines, and reversals.

What is ACH Payment Processing Software?

ACH payment processing software is a tool that automates bank transfers for businesses via the Automated Clearing House network. 

It lets finance teams and business owners handle one-time ACH debits, recurring payments, eChecks, and same-day ACH with built-in NACHA compliance and real-time notifications. 

By integrating with accounting software like QuickBooks or connecting directly to your bank’s API, it cuts manual reconciliation, reduces processing fees, and speeds up funding. 

This payment solution keeps your cash flow steady, simplifies ACH transactions, and secures routing number and account number data.

How to Choose ACH Payment Processing Software

Use this table to match platform capabilities to your operational needs and avoid surprise fees or delays.

FactorWhat to consider
ScalabilityCan it process high-volume ACH transfers and batch payments without extra transaction fees or failures?
IntegrationsDoes it connect via API to your bank account and sync with QuickBooks, Stripe, or your preferred accounting software?
CustomizabilityCan you tailor workflows for recurring payments, routing number setup, and eCheck collections?
Ease of useIs the dashboard intuitive for ACH transactions, same-day ACH settings, and real-time notifications?
Implementation and onboardingDoes the vendor offer guided setup for NACHA compliance, account verification, and routing number validation?
CostAre processing fees, monthly or per-batch charges, and ACH network fees fully transparent and competitive?
Security safeguardsDoes it encrypt account number and routing number data, support tokenization, and meet NACHA and PCI-DSS standards?

Features of ACH Payment Processing Software

Key features to look for in ACH payment processing software:

  • Automated billing. Streamlines recurring payments and batch ACH transfers, reducing manual data entry and errors.
  • Real-time payment tracking. Sends instant notifications for ACH transactions, same-day ACH, and direct deposits so you always know your cash-flow status.
  • Secure transactions. Encrypts routing number and account number data, leverages tokenization, and meets NACHA and PCI-DSS standards to protect against fraud.
  • Customizable payment schedules. Lets you configure billing cycles, retry logic, and settlement windows to match your invoicing workflows.
  • Detailed reporting. Provides transaction logs and dashboards that integrate with QuickBooks or your bank’s API for smooth reconciliation.
  • Fraud detection. Uses machine-learning or rule-based engines to flag suspicious ACH debits, eCheck activity, and high-risk accounts.
  • Multi-currency support. Handles international ACH transfers, wire payments, and currency conversions for global operations.
  • Integration capabilities. Connects via API to your bank account, accounting software, CRM, or ecommerce platform to automate workflows.
  • User-friendly interface. Offers clear navigation for ACH network settings, routing number fields, and payment option configurations.
  • Expense tracking. Monitors fees—including transaction fees, monthly fees, and ACH network charges—to help you manage costs.

Benefits of ACH Payment Processing Software

By automating bank transfers over the ACH network, this software slashes manual data entry, cuts transaction fees, and speeds funding straight into your bank account—so you keep cash flow steady, simplify recurring payments, and reduce reliance on paper checks or credit card processing.

  • Time savings. Automate batch transfers and recurring payments to eliminate manual entry.
  • Cost efficiency. Pay lower transaction fees than credit card processing and avoid hidden NACHA charges.
  • Improved cash flow. Leverage same-day ACH and direct deposits for faster access to funds.
  • Enhanced security. Encrypt routing numbers and account numbers and maintain NACHA-compliant workflows.
  • Increased accuracy. Use real-time reporting and eCheck support to streamline reconciliation in QuickBooks.
  • Better payment options. Accept ACH transactions, credit card payments, and wire transfers from one platform.

Costs & Pricing of ACH Payment Processing Software

Most ACH processors pair a flat monthly fee with per-transaction charges. Here’s a breakdown of the common plan tiers:

Plan typeMonthly feePer transaction feeBest for
Free plan$0$0.75–$1.00Low-volume startups
Starter plan$15–$25$0.50Small businesses and freelancers
Business plan$30–$60$0.25Growing retailers and nonprofits
Enterprise plan$75–$150Custom pricingHigh-volume merchants and global ops

Additional cost considerations

  • NACHA network fees. Typically ~$0.0009 per ACH transaction, tacked onto your per-transaction rate.
  • Same-day ACH fees. Often an extra $1–$3 per transfer for faster settlement.
  • Chargeback and return fees. Expect $5–$15 per dispute or NSF return.
  • Monthly minimums. Some processors require a $10–$50 minimum in transaction fees.
  • API and add-on charges. Extra costs may apply for high API call volumes, tokenization, or advanced fraud modules.
  • Account maintenance. Watch for monthly or annual account keeping fees that can erode savings.

ACH Payment Processing Software FAQs

Here are some answers to common questions about ACH payment processing software:

Do I need a merchant account to process ACH payments?

No. Unlike credit card processing, most ACH payment solutions don’t require a separate merchant account. They connect directly to your business bank account via ACH network or API, so you collect funds without the extra underwriting.

Just verify your routing and account numbers, complete NACHA compliance checks, and you’re ready to pull or push funds.

How do I integrate with QuickBooks or other accounting software?

Most platforms offer prebuilt connectors or API endpoints for QuickBooks, Xero, and similar systems. You’ll map ACH transactions, fees, and deposits to your chart of accounts. Expect to configure Webhooks or scheduled exports—once set up, your ACH debits and credits flow into your ledger automatically, cutting reconciliation time in half.

Is same-day ACH worth the extra fee?

If you need funds available within one business day—say, for payroll or urgent supplier payments—the $1–$3 per transaction premium can be worth it. For routine billing, standard 2–3-day ACH keeps costs lower. Balance your cash-flow needs against your transaction volume to decide.

How are ACH returns and chargebacks handled?

Returned ACH payments—due to NSF, invalid account, or authorization issues—trigger a return code and a fee (usually $5–$15). Your processor notifies you, and you can retry or bill via another method.

Chargebacks on unauthorized debits follow NACHA’s dispute timeline: respond within five banking days to reverse or re-present the transaction.

Can I process international ACH or cross-border payments?

Standard ACH only works within the U.S. For cross-border transfers, look for platforms with multi-currency support or partner integrations with SWIFT and SEPA rails.

They convert currencies and handle correspondent banking fees—just factor those into your transaction-fee comparisons.

How do I stay compliant with NACHA and avoid fines?

Keep signed authorizations on file, use prenotification transactions to validate bank details, and adhere to NACHA’s timing rules for returns and reversals. Choose software that enforces these steps automatically and logs each action. Staying audit-ready means fewer compliance headaches and no surprise penalties.

Ready, Set, ACH!

You’ve seen how the right ACH payment processor slashes hidden NACHA fees, automates recurring payments, and speeds same-day ACH transfers straight into your bank account—no more chasing paper checks or reconciling batch spreadsheets. 

By choosing a platform with transparent pricing, real-time notifications, and seamless QuickBooks or API integration, you reclaim hours otherwise spent on manual workflows and keep your cash flow on autopilot.

Stop wrestling with routing-number nightmares and processing hold-ups. 

Pick the solution that fits your transaction volume and risk profile—whether you need low transaction fees for small-business billing or enterprise-grade fraud detection for high-volume merchants.

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There’s no trophy for wrestling with spreadsheets—just faster funding and fewer headaches. Let’s get that ACH moving.

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Sean Flannigan
By Sean Flannigan

Sean is the Senior Editor for The Retail Exec. He's spent years getting acquainted with the retail space, from warehouse management and international shipping to web development and ecommerce marketing. A writer at heart (and in actuality), he brings a deep passion for great writing and storytelling to retail topics big and small.