De 10 beste Stripe-alternativene for nettbetalinger i 2026

De 10 beste Stripe-alternativene, rangert & vurdert

1. 

   1

   Square

   Best for all-in-one solutions

   • Free plan available; 30-day free trial on paid tiers
   • From $49/month

   Visit Website

   Customer Rating:4.7/5This rating combines scores from multiple user review sites to reflect overall customer sentiment about the product.

   

   Square is a comprehensive payment processing platform that caters to small and medium-sized businesses, providing tools for accepting payments, managing invoices, and more. It's designed to help businesses handle both in-person and online transactions efficiently. 

   Why it's a good Stripe alternative: Square offers an all-in-one solution that includes point-of-sale systems, invoicing, and ecommerce capabilities. Its hardware options allow you to accept payments in various ways, from mobile card readers to contactless payments. With features like inventory management and sales analytics, it helps you keep track of your business operations. The comprehensive nature of its offerings makes it a versatile choice for businesses seeking a unified solution.

   Standout features & integrations:

   Features include inventory management tools that help you keep track of stock levels. The platform offers sales analytics to provide insights into your business performance. You can also manage employee schedules and payroll directly through Square.

   Integrations include QuickBooks, Xero, WooCommerce, Shopify, BigCommerce, Magento, Wix, Weebly, Zoho Books, and Acuity Scheduling.

   Pros and Cons

   Pros:

   • Supports employee management
   • Includes inventory management
   • Versatile payment hardware options
   • Comprehensive all-in-one solution

   Cons:

   • Some features may be industry-specific
   • Requires setup and configuration
   • Focus on small to medium businesses
   Learn more about Square:

   • Check out Square on their website
   • Read my in-depth review of Square
   • Explore best alternatives to Square
2. 

   2

   Payment Depot

   Best for mixed in-person and online payments

   • 3-month free trial
   • From $79/month

   Visit Website

   Customer Rating:4.7/5This rating combines scores from multiple user review sites to reflect overall customer sentiment about the product.

   

   Payment Depot offers a payment processing model that may appeal to business owners who want more predictable rates on credit-card transactions — you pay a membership fee rather than a hidden markup, and get wholesale interchange-plus pricing passed through. It can suit retailers, restaurants, or service-based businesses that regularly accept credit cards and want clarity on what they’ll pay per transaction.

   Why I Picked Payment Depot

   I picked Payment Depot because its subscription-based pricing with true interchange-plus billing stands out as a cost-conscious alternative to many payment processors — it passes wholesale rates directly to your business rather than inflating them. You get a free virtual terminal and payment-gateway access included with the plan, which means you don’t need to hunt for third-party tools to process online payments or keyed-in transactions. That makes it a good fit if you accept card payments both in person (e.g. retail or restaurant) and online or over the phone.

   Payment Depot Key Features

   In addition to its transparent pricing model, I also found several other features that make Payment Depot a strong contender as a Stripe alternative:

   • No Long-Term Contracts: Businesses can enjoy the flexibility of month-to-month service agreements without being locked into long-term commitments.
   • 24/7 Customer Support: Access to round-the-clock assistance ensures that any issues can be resolved swiftly, minimizing downtime and maintaining smooth operations.
   • Varied Payment Acceptance: Supports EMV, NFC, and magstripe payments, catering to a wide range of transaction types and customer preferences.
   • Merchant Cash Advances: Offers financial solutions to help businesses manage cash flow with advances up to $500,000.

   Payment Depot Integrations

   Integrations include Clover, SwipeSimple, Vend, QuickBooks, Authorize.Net, WooCommerce, BigCommerce, Magento, Shopify, and Square.

   Pros and Cons

   Pros:

   • 24/7 customer support provides reliable assistance for users.
   • No long-term contracts offer flexibility for businesses.
   • Transparent pricing with interchange-plus model attracts cost-conscious users.

   Cons:

   • Membership fees may be high for small or low-volume businesses.
   • Not suitable for high-risk or international merchants.
   Learn more about Payment Depot:

   • Check out Payment Depot on their website
3. 

   3

   Stax

   Best for predictable processing costs

   • Free quote available
   • Pricing upon request

   Visit Website

   Customer Rating:4.2/5This rating combines scores from multiple user review sites to reflect overall customer sentiment about the product.

   

   Stax Pay brings payment processing and billing into a single dashboard — ideal if you run a small-to-mid-sized business, e-commerce shop, or service company that handles both in-person and online payments. If your team wants predictable pricing, flexible payment options (card-present, mobile, or online), and a unified way to invoice, bill, and track transactions, Stax Pay can help you simplify operations and avoid juggling multiple tools.

   Why I Picked Stax Pay

   I picked Stax Pay because its subscription-based pricing with interchange-plus transaction rates gives you predictable costs and potentially lowers your payment processing expenses if you handle consistent monthly volume. Its all-in-one platform lets you manage online payments, in-person card transactions, invoicing, and recurring billing from the same dashboard — a useful advantage for teams juggling physical stores, e-commerce, or a mix of both.

   Stax Pay Key Features

   In addition to the core benefits above, you’ll find:

   • In-person payments: Accept swiped, dipped, or tapped cards (plus mobile wallet payments via Apple Pay / Google Pay) using smart terminals or mobile card readers.
   • Online payments: Use pre-built, no-code hosted payment pages, payment links, buttons, or QR codes to accept payments via web without heavy development work.
   • Mobile payments: With the Stax mobile app, you can take key-in, swiped, or tapped payments from anywhere and get real-time sales reporting on the go.
   • Invoicing and recurring billing: Send branded invoices by email or text, schedule recurring payments for subscriptions or services, and automate invoice reminders to customers.

   Stax Pay Integrations

   Integrations include QuickBooks, Salesforce, WooCommerce, Shopify, BigCommerce, Magento, Xero, NetSuite, FreshBooks, and Zapier. An API is also available for custom integrations.

   Pros and Cons

   Pros:

   • Ability to pass processing fees to customers where surcharge laws allow.
   • Supports various payment methods, including mobile processing.
   • Transparent subscription-plus-interchange pricing gives predictable costs.

   Cons:

   • Subscription fee may outweigh savings for low-volume merchants.
   • Next-day funding isn’t guaranteed and sometimes comes with extra cost.
   Learn more about Stax:

   • Check out Stax on their website
4. 

   4

   EBizCharge

   Best for ERP integration

   • Free demo available
   • From $15/month

   Visit Website

   Customer Rating:4.7/5This rating combines scores from multiple user review sites to reflect overall customer sentiment about the product.

   

   EBizCharge is a payment processing solution primarily used by businesses that need integrated payment systems with their ERP and accounting software. It helps streamline the payment process by handling credit card and ACH transactions directly within the user's existing software. 

   Why it's a good Stripe alternative: EBizCharge offers extensive ERP integration capabilities, allowing you to process payments directly from your ERP system. It provides tools for reducing processing fees and offers advanced security features to protect sensitive data. With its focus on integration and cost savings, EBizCharge helps you manage payments more effectively. Its user-friendly interface makes it accessible for teams of varying sizes.

   Standout features & integrations:

   Features include in-depth reporting tools that give you insights into your transaction data. The platform offers advanced fraud protection to safeguard your business. You can also benefit from its recurring billing feature, which simplifies managing subscriptions.

   Integrations include QuickBooks, Microsoft Dynamics, SAP Business One, NetSuite, Sage 100, Sage 300, Acumatica, Epicor, AccountMate, and MYOB.

   Pros and Cons

   Pros:

   • Effective payment management
   • User-friendly interface
   • Advanced security features
   • Strong ERP integration capabilities

   Cons:

   • Some features might be ERP-specific
   • May need technical support
   • Limited for non-ERP users
   Learn more about EBizCharge:

   • Check out EBizCharge on their website
5. 

   5

   Revolut

   Best for international transactions

   • Free plan available
   • From $9.99/month

   Visit Website

   Customer Rating:3.9/5This rating combines scores from multiple user review sites to reflect overall customer sentiment about the product.

   

   Revolut is a payment processing platform tailored for businesses that need to manage international transactions efficiently. It serves companies that operate across borders, providing tools for handling multiple currencies and financial services. 

   Why it's a good Stripe alternative: Revolut offers competitive exchange rates and multi-currency accounts, which help you save on international transaction costs. Its ability to handle payments in different currencies makes it ideal for businesses with a global reach. With features like instant currency exchange and spending analytics, you can manage your finances more effectively. The focus on international transactions and cost savings differentiates it from other payment solutions.

   Standout features & integrations:

   Features include virtual cards for secure online transactions. The platform provides spending controls that help you manage expenses. You can also access detailed analytics to track and analyze your financial activities.

   Integrations include Xero, QuickBooks, FreeAgent, Sage, Shopify, WooCommerce, Magento, BigCommerce, PrestaShop, and OpenCart.

   Pros and Cons

   Pros:

   • Ideal for global businesses
   • Detailed spending analytics
   • Instant currency exchange
   • Multi-currency accounts

   Cons:

   • Focus on international needs
   • Some features are region-specific
   • Limited for domestic-only businesses
   Learn more about Revolut:

   • Check out Revolut on their website
   • Read my in-depth review of Revolut
6. 

   6

   Fiserv

   Best for omnichannel solutions

   • Free demo available
   • Pricing upon request

   Visit Website

   Customer Rating:3.8/5This rating combines scores from multiple user review sites to reflect overall customer sentiment about the product.

   

   Fiserv is a payment processing platform that serves online businesses of all sizes, offering solutions for both in-store and online transactions. It's widely used by retailers, financial institutions, and service providers to handle payments and manage financial operations. 

   Why it's a good Stripe alternative: Fiserv provides comprehensive omnichannel solutions that allow you to integrate your payment systems across multiple platforms. Its advanced analytics help you understand customer behavior and optimize your sales strategies. With secure payment processing and customizable solutions, you can tailor the platform to meet your specific business needs. The focus on omnichannel capabilities makes it a versatile choice for diverse business environments.

   Standout features & integrations:

   Features include detailed analytics tools that provide insights into your business performance. Fiserv offers secure payment gateways to ensure safe transactions for your customers. You'll also find value in their customizable point-of-sale systems that adapt to various business models.

   Integrations include Clover, QuickBooks, Shopify, Magento, WooCommerce, BigCommerce, Salesforce, NetSuite, SAP, and Oracle.

   Pros and Cons

   Pros:

   • Customizable solutions
   • Secure payment processing
   • Advanced analytics tools
   • Strong omnichannel capabilities

   Cons:

   • Limited customization for niche markets
   • Learning curve for new users
   • Setup can be complex
   Learn more about Fiserv:

   • Check out Fiserv on their website
7. 

   7

   Adyen

   Best for unified transactions

   • Free demo available
   • Pricing upon request

   Visit Website

   Customer Rating:3.8/5This rating combines scores from multiple user review sites to reflect overall customer sentiment about the product.

   

   Adyen is a payment processing platform designed for businesses that require a single solution to manage multiple payment methods. It caters to enterprises looking to handle transactions across online, mobile, and in-store channels. 

   Why it's a good Stripe alternative: Adyen provides a unified transaction platform, allowing you to manage various payment methods through a single system. Its real-time data insights help optimize payment strategies, and its advanced fraud protection ensures secure transactions. With support for global payment methods, it offers flexibility for businesses operating internationally. The focus on unifying transactions across different channels makes it a versatile alternative.

   Standout features & integrations:

   Features include a comprehensive reporting system that offers insights into transaction data. You can access advanced fraud prevention tools to safeguard your payments. The platform also supports local acquiring, which helps optimize payment acceptance rates in different regions.

   Integrations include Shopify, Magento, WooCommerce, Salesforce Commerce Cloud, BigCommerce, PrestaShop, OpenCart, SAP Commerce Cloud, QuickBooks, and NetSuite.

   Pros and Cons

   Pros:

   • Flexible for international businesses
   • Supports global payment methods
   • Advanced fraud protection
   • Unified transaction management

   Cons:

   • Not ideal for simple setups
   • Focus on large enterprises
   • May require technical expertise
   Learn more about Adyen:

   • Check out Adyen on their website
   • Read my in-depth review of Adyen
8. 

   8

   Mollie

   Best for European businesses

   • Free demo available
   • From 1.80% + €0.25

   Visit Website

   

   Mollie is a payment processing platform catering to businesses of all sizes, facilitating both online and in-person transactions. It's widely used by startups and enterprises for managing payments, subscriptions, and invoicing. 

   Why it's a good Stripe alternative: Mollie caters specifically to European businesses, offering features like support for local payment methods such as iDEAL and SEPA bank transfers. It provides tools for creating secure payment links and accepting contactless payments via iPhone. Mollie's fast payment terminal, Tap, and its focus on cost reduction make it a suitable choice for businesses looking to enhance their payment processing within Europe.

   Standout features & integrations:

   Features include tools for fraud prevention, embedded payments, and access to capital for business growth. You can manage both online and in-person payments, and Mollie offers an optimized checkout solution to improve user experience.

   Integrations include WooCommerce, Shopify, Magento, Prestashop, BigCommerce, Kibo Commerce, Shopware, OpenCart, Lightspeed, and Ecwid.

   Pros and Cons

   Pros:

   • Focuses on European businesses
   • Provides payment insights
   • Offers contactless payment options
   • Supports local payment methods

   Cons:

   • Some features are region-specific
   • May lack advanced customization
   • Limited global reach
   Learn more about Mollie:

   • Check out Mollie on their website
9. 

   9

   Venmo for Business

   Best for social payments

   • Free demo available
   • From $10/month

   Visit Website

   

   Venmo for Business is a payment processing platform tailored for businesses that want to leverage social interactions for transactions. It caters to small and medium-sized businesses looking to engage customers through social media-like payment experiences. 

   Why it's a good Stripe alternative: Venmo for Business offers a unique social payment experience, allowing your customers to share and interact with payments. Its easy-to-use interface and quick transfer capabilities make it ideal for businesses that want to enhance customer engagement. With features like transaction sharing and social media integration, you can create a more interactive payment experience. The focus on social payments makes it a compelling alternative for businesses aiming to connect with customers on a personal level.

   Standout features & integrations:

   Features include transaction sharing, which allows customers to share their purchases with friends. The platform offers quick transfer capabilities, ensuring fast access to funds. You can also benefit from its user-friendly interface that simplifies the payment process.

   Integrations include PayPal, Shopify, WooCommerce, BigCommerce, Magento, PrestaShop, OpenCart, Squarespace, Wix, and Weebly.

   Pros and Cons

   Pros:

   • Ideal for small businesses
   • User-friendly interface
   • Quick transfer capabilities
   • Social payment experience

   Cons:

   • May need frequent updates
   • Requires social media presence
   • Focus on social interaction
   Learn more about Venmo for Business:

   • Check out Venmo for Business on their website
10. 

    10

    Elavon

    Best for fast funding

    • Free demo available
    • From 2.60% + 10¢ per transaction

    Visit Website

    

    Elavon is a payment processing provider that serves businesses across various industries with in-person, online, and contactless payment solutions. Its primary users include retail, healthcare, and restaurant businesses seeking efficient transaction management. 

    Why it's a good Stripe alternative: Elavon offers fast payment processing and advanced data protection, making it ideal for businesses that need quick access to funds. Its Paze digital wallet simplifies online checkouts by consolidating cards securely, which enhances user experience. With customized reporting tools, you can gain insights into your transactions, helping you make informed business decisions. The focus on fast funding and security sets it apart as a reliable payment processing option.

    Standout features & integrations:

    Features include advanced security compliance to protect your transactions and customer data. Elavon provides value-added payment services that enhance customer satisfaction and support business growth. You can also benefit from their 24/7 customer support, ensuring help is always available.

    Integrations include QuickBooks, Shopify, Magento, WooCommerce, Salesforce, NetSuite, PrestaShop, BigCommerce, SAP, and Oracle.

    Pros and Cons

    Pros:

    • 24/7 customer support
    • Strong industry expertise
    • Advanced data protection
    • Fast access to funds

    Cons:

    • May need technical assistance
    • Limited customization options
    • Requires setup and configuration
    Learn more about Elavon:

    • Check out Elavon on their website